XRPL v3.3.0: six upgrades from native privacy to batch settlement

The XRP Ledger team put xrpld version 3.3.0 up for validator vote, carrying six new amendments — proposals to change the protocol. As crypto.news reports, each amendment needs support from at least 80% of trusted validators for two consecutive weeks to activate — meaning the features below aren't live yet, just proposed to the network.

The headline addition is Confidential MPT, XRPL's first-ever native privacy feature: it uses elliptic-curve encryption and zero-knowledge proofs to conceal balances and transfer amounts for multi-purpose tokens (MPTs), while still letting issuers and holders grant visibility to designated third parties like auditors or regulators. The Batch amendment lets transactions across multiple accounts execute atomically within a single ledger — either every part of the operation succeeds, or none of it does, reducing settlement risk in delivery-versus-payment structures. Permission Delegation lets account holders grant narrowly scoped transaction permissions without handing over full signing control — for example, a company can authorize a specific team to act while keeping separate control over its issuance keys. Sponsored Fees and Reserves lets banks, issuers, or platforms cover transaction fees and reserves on behalf of users, who still retain ownership of their accounts and keys. Dynamic MPT lets issuers modify select token properties — like transfer fees or metadata — after issuance, without having to create an entirely new token.

“For financial institutions, privacy is often a prerequisite for using public blockchain infrastructure.”

— Jazzi Cooper, Head of Product, RippleX

• Confidential MPT - XRPL's first native privacy feature, encrypting balances and transfer amounts
• Batch - atomic execution of up to 8 transactions at once, no partial failures
• Activation needs 80% validator support sustained for two consecutive weeks

Jazzi Cooper, head of product at RippleX, framed the logic behind the update package this way: "XRPL has already proven it can support tokenized assets at scale. Now it's time to put these assets to use: global transfers, trading, collateralizing, and settling." On Sponsored Fees, she added: "Users continue to own their accounts and keys, while removing one of the biggest onboarding hurdles: requiring every participant to acquire and manage XRP before they can interact with the network." The update lands against a backdrop we've covered before — how Ireland's central bank just approved its first tokenized fund on XRP Ledger specifically, and how stablecoin RLUSD is already used as DeFi lending collateral via Flare and Morpho — institutional infrastructure on XRPL is growing right alongside the protocol itself.

This piece is informational, not a recommendation to buy, sell, or hold any asset.